Why are landlords choosing to purchase Buy-to-Lets via a Limited Company?

Until April last year, private landlords who owned properties in their own names could deduct both mortgage interest and other allowable costs associated with a let property from their rental income before calculating how much tax is due.

This meant the income they had to declare to HMRC was much lower than their rental income, keeping their costs down and keeping many in a lower income tax bracket.

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UNSECURED FINANCE

Clearpath Finance are now one of Northern Irelands leading Alternative Lending Platforms and have access to a wide variety of funders from across the UK & Ireland. Many of the loans we have provided for in the last few months have been secured finance, but of late we have been able to get a number of unsecured loans over the line and drawn down for our clients. 

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DEAL OF THE MONTH: MAY 2017

Over the last 6 months our new funding business has been writing in the region of £3MM of new business loans per month.  In total we have helped seek new capital for twenty three businesses and at the point of writing we have a further £16MM of new business loans in legals.

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CLEARPATH WALKING THE TALK

This month, we are six months in business and are delighted to say that in a short space of time we have been able to make a very positive contribution to the local economy, despite all of the current uncertainty that exists. 

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