THE VIGILANT ENTREPRENEUR

I remember the day, it was a Tuesday, in October 2014, and I found myself in Mayfair, Central London along with my business partner James. We had been going back and forth to London at that point, wearing the shoe leather for a number of years, with one goal - to convince London based funds and investors that Northern Ireland was a fantastic place to invest their money.

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THE RETURN OF THE SLOW NO!

It is certainly interesting times in the UK and Ireland given the backdrop of BREXIT and the "will we, won't we" leave the EU on 31st October 2019. There is no doubt, the result of the referendum three years ago, has done quite bit of harm not only to our economies but also it has been an incredibly divisive subject right across these islands. 

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3 REASONS YOUR BUSINESS LOAN MAYBE REJECTED

Over the last twenty years I’ve been very fortunate to work within some incredible organisations and also alongside some exceptional entrepreneurs. I like to keep things simple, and business is all about people, and if you understand what makes people tick, then the chances are you have the potential to be successful in business.

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A new approach to new finance

Alternative lending is what Clearpath Finance is all about. We established Clearpath in 2017, in a direct response to the liquidity problems facing the Irish and the UK economies in the years following the global financial crisis and the property and banking crash of 2008.

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Why are landlords choosing to purchase Buy-to-Lets via a Limited Company?

Until April last year, private landlords who owned properties in their own names could deduct both mortgage interest and other allowable costs associated with a let property from their rental income before calculating how much tax is due.

This meant the income they had to declare to HMRC was much lower than their rental income, keeping their costs down and keeping many in a lower income tax bracket.

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UNSECURED FINANCE

Clearpath Finance are now one of Northern Irelands leading Alternative Lending Platforms and have access to a wide variety of funders from across the UK & Ireland. Many of the loans we have provided for in the last few months have been secured finance, but of late we have been able to get a number of unsecured loans over the line and drawn down for our clients. 

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