FAQs

Here are some questions that you may have about Clearpath and our process. Please get in touch if you have any other queries. We are happy to answer.

  • Subject to approval you can borrow loans from £50,000. We calculate your eligibility based on certain criteria and then approach a number of lenders, on your behalf, to negotiate the best offer for you.

    In order to process your application we will need certain financial and accounting information, which can vary, depending on the type of loan you require. We accept applications from all businesses throughout the United Kingdom and Republic of Ireland.

  • Clearpath finance has established excellent relationships with all of the main 'high street' banks & building societies and in addition, we also work with a select number of peer-to-peer lenders, equity / mezzanine funders and private lending consortiums.We are independent and have access to a diverse range of funders.

  • Clearpath Finance offers a number of lending opportunities and specialise in both property and business loans. In order to get a better understanding of your requirements we recommend a consultation with one of our business advisors who can guide you step by step through the process.

  • At Clearpath Finance we believe in an open and honest approach to fee agreements with all fees agreed in advance and confirmed in writing. Specific fees are agreed on a case-by-case basis but are structured on initial review / preparation of the proposal followed by a 'success' fee payable upon receipt of an offer.

    Clearpath Finance has access to preferential rates and agreed discounts from lenders which can more than offset any fees.

  • Clearpath Finance is a registered and licensed broker working with a variety of different lenders and so terms and conditions may vary from lender to lender. Typically finance is available for those organisations trading for a minimum of two years, with profit in one of the last two years, no adverse credit issues and evidence of repayment capacity.

  • Alternative Finance' is the term given to all finance that sits outside the typical 'high street' loan offering - this includes peer-to-peer lending, asset finance, invoice discounting and mezzanine finance.

  • Development finance is available ideally for those borrowers with a proven track record and for those development sites with full planning.

  • Despite having previous credit issues, it may be possible to borrow - Clearpath Finance works with a number of lenders who have the capacity to look past recession-based credit issues, however any CCJs / bankruptcies / director disqualifications must be discharged.

For more information and to speak to one of our advisors please call 0333 0042 888